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Mortgage servicers are not exempt from the consumer protections of the Fair Debt Collection Practices Act (Salvato v. OCWEN Loan Servicing, LLC).

Eric A. LaGuardia and colleague on San Diego’s KPBS Evening Edition discussing the Access to Law Initiative and Consumer Rights Law:

Click on this link to hear Eric A. LaGuardia and colleagues on San Diego’s KPBS Midday Edition radio segment talking about the Access to Law Initiative and Consumer Rights Law

If you are being sued by a credit card company or debt collector, you must act fast. You only have days to file and answer. If you do nothing, the debt collector or credit card company will [...]

Chapter 7 is often the best option for those seeking a fresh start. For those who qualify, Chapter 7 can eliminate the burden of dealing with creditors and the obligation of paying off debts. [...]

When debt collectors engage in conduct prohibited by state and federal law, they can be sued in federal court under the Fair Debt Collection Practices Act (The FDCPA). They can also be sued under [...]

On July 1, 2013, the California General Assembly unanimously passed the Fair Debt Buying Practices Act, California SB 233. The bill will create more constraints for debt buyer debt collectors in [...]